Specialty Insurance
We Cover More
We understand that each business is unique and comes with its own unique set of needs. That’s why we offer several specialty insurance options to help complement your existing coverage and ensure that all areas of your business are covered. Our specialty insurance policies are designed to provide you with the security you need for those important items that aren’t typically covered by the average insurance policy.
Aviation Insurance
Aviation insurance is specifically geared toward covering different types of aircraft. This type of insurance differs greatly from other forms of transportation insurance, which is why it is considered a specialty insurance policy. There are several different types of aviation insurance, such as in-flight, ground risk hull (non-motion), ground risk hull (motion), public liability, and passenger liability. It is important to understand the different types of coverage in order to determine which type is appropriate for you. We recommend meeting with one of our insurance professionals to determine which coverage options best suit your needs.
Contractor All Risk Insurance
Contractor all risk insurance is designed to offer three-part coverage to business and employees working in different areas of construction. This type of coverage is suggested for all types of construction, including civil works and infrastructure, residential, commercial, and manufacturing. Typical coverage includes protection against property damage, liability for third-party injury, and coverage for losses that result from a delay in start-up due to an insured loss. The goal of contractor all risk insurance is to ensure that all parties are covered in the case of an accident.
Marine Hull Insurance
If any part of your business is conducted over the water, this type of coverage can help offer you peace of mind. Marine hull insurance is specifically geared to the coverage of ships or other vessels. Hull insurance is one of the main types of marine insurance, and it covers damage to the vessel’s hull, machinery, and equipment. Whether your business uses towboats or container ships, we can offer you a policy designed to meet your unique needs.
Surplus Line Insurance
Surplus line insurance is unique in that it gives us the opportunity to provide coverage for things that are determined “high risk,” and therefor are not covered under standard insurance policies. These types of policies have the ability to accommodate a wide variety of risks by providing insurance for the hard-to-place, unique, or high capacity risks. Surplus lines typically cover three different types of risks: non-standard, unique, and capacity risks. Because of the uniqueness of the circumstances surrounding the policy, there is no “one size fits all” surplus line policy. Instead our experienced insurance professionals will work with you to tailor a policy that fits your needs.